Florida Lending
Lend Private Money is a Florida hard money lender headquartered in Altamonte Springs, just north of Orlando. We fund fix and flip, ground up construction, DSCR rental and multifamily loans for real estate investors across Florida, with local people who know the market and one loan specialist from application to closing.
| Loan | What it’s for | Key terms |
|---|---|---|
| Fix and flip loans | Buy and renovate 1–4 units | Up to 90% of purchase + 100% of rehab, from 7.95%* |
| Ground up construction loans | New 1–4 unit builds | Up to 100% of construction costs, up to 18 months |
| DSCR loans in Florida | Long-term rentals | 30-year options, minimum 1.20x DSCR |
| Multifamily bridge loans | 5+ unit value-add | $500K+, up to 24 months + extensions |
| Rental portfolio loans | 5–20 rentals in one loan | $50K–$50M |
*Rates and terms depend on the property, your experience and underwriting approval.
Florida’s mix of older housing stock and steady demand makes it a common market for fix and flip investors. Our Florida fix and flip loans cover up to 90% of the purchase price and 100% of rehab costs, capped at 75% of the after-repair value, with terms up to 18 months. Budget for Florida-specific costs in your rehab plan, such as roof age, wind mitigation and flood-zone insurance, because they affect both insurability and resale. Check your numbers with the fix and flip calculator.
Visit Us
Our office is at 385 Douglas Ave, Suite 3000, Altamonte Springs, FL 32714, in the Orlando metro. We lend across Central Florida, including Orange, Seminole, Osceola, Volusia and Lake counties, as well as statewide. Investors in the Orlando area can meet us in person or start online.
FAQs
Yes. Lend Private Money funds investment property loans throughout Florida, and our office is in Altamonte Springs in the Orlando metro.
Fix and flip, ground up construction, DSCR rental, rental portfolio and multifamily bridge and term loans for investment properties.
No. We only make business-purpose loans secured by investment properties.
Timing depends on the appraisal, title and your documents. Apply online and your loan specialist will give you a timeline for your deal.
Investing in Florida? Call 407-401-8790 or apply now.
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