Ground Up Construction Loans for Investors
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Ground Up Construction
Property types
Residential, 1–4 units
Rates Starting at
7.95%*
Loan Amount:
$50,000 – $2,000,000
Maximum Loan to Cost
Up to 65% for vacant/unpermitted land
Up to 80% for permitted projects
Up to 100% of construction costs
Maximum Loan to Cost Total
85%
Max Loan to ARV
75%
Term Length
Up to 18 Months
Recourse
Full recourse only
Ground Up Construction
Lend Private Money ground up construction loans finance new 1–4 unit residential builds for investors and builders, covering the land and up to 100% of construction costs in one loan. Loans run from $50,000 to $2,000,000 with terms up to 18 months and rates from 7.95%*. New to short-term financing? See hard money lending explained.
Simple And No-Nonsense Ground Up Loans
Fast Financing For a Fast-Paced Market
Construction financing from a bank can take months and a stack of paperwork. Our ground up construction financing is built for investors: we look at the land, your plans, the budget and the projected after-repair value, then fund construction in draws as the build progresses.
Frequently Asked Questions
A ground up construction loan finances building a new residential property from the ground up, covering the land and construction costs in one short-term loan.
Builders and investors who build new 1–4 unit residential properties and need financing for land and construction costs. LendPrivateMoney.com provides terms up to 18 months.
Loans range from $50,000 to $2,000,000, with up to 100% of construction costs financed and total loan to cost up to 85%.
A bridge loan is short-term financing used until permanent financing is secured, typically 6–18 months and backed by the property.
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