Fix and Flip Loans for Real Estate Investors
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Fix & Flip
Property types
Residential, 1–4 units
Loan amount
$50,000 – $25,000,000
Loan to ARV
Up to 75%
Maximum LTC
Up to 90% purchase
Up to 100% of rehab
Rates
From 7.95%*
Term
Up to 18 months
Recourse
Full recourse
Fix & Flip
Lend Private Money fix and flip loans give you the cash to buy a 1–4 unit property and pay for the renovation, all in one short-term loan. We finance up to 90% of the purchase price and 100% of rehab costs, up to 75% of the after-repair value (ARV), with terms up to 18 months and rates from 7.95%*. Estimate your numbers with our hard money loan calculator.
Sensible, Simple Fix-And-Flip Loans
Fast Financing For a Fast-Paced Market
Good flips go fast. As a direct fix and flip lender, we underwrite the deal itself (the purchase price, your rehab budget and the after-repair value), so we can move at the speed of the market. One loan specialist stays with you from application to the final rehab draw.
Frequently Asked Questions
Fix and flip loans are short-term loans that cover the purchase price and renovation costs of a residential investment property. At Lend Private Money we finance up to 90% of the purchase price and 100% of rehab costs, up to 75% of the after-repair value, with terms up to 18 months.
They are for real estate investors who plan to renovate and resell 1–4 unit residential properties. For properties with 5 or more units, see our multifamily bridge loans.
Rates start at 7.95%*. Your rate depends on the deal, your experience and credit. Origination and other fees may apply.
Loans range from $50,000 to $25,000,000. The amount is the lower of 90% of purchase plus 100% of rehab, or 75% of the after-repair value.
A bridge loan is short-term financing used until permanent financing is secured, typically 6–18 months and backed by the property. A fix and flip loan is a type of bridge loan.
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