Rental Portfolio Loans for Real Estate Investors
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Rental Portfolios
Rental Portfolios
Interest Rates
Rates will vary, contact us for details
Property Types
Single family, 2-4 units, townhomes, PUD, warrantable condos 5-8 Unit Properties allowed up to 15% of Loan Amount
Loan Amount:
$50,000 - $50,000,000
Loan Types:
30-yr Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)
Maximum Loan to Stabilized Value
75%
Term Length
5, 10 & 30 Years
Rental Portfolios
A Lend Private Money rental portfolio loan puts 5 to 20 rental properties under one loan, with one closing, one payment and one lender. Portfolio loans run from $50,000 to $50,000,000 with 5, 10 or 30-year terms and up to 75% of stabilized value, and properties can be in different states.
Why Use a Portfolio Loan for Rental Properties?
One Loan Instead of Twenty
Financing rentals one at a time means a closing, an appraisal and a payment for every property. A rental property portfolio loan rolls them into one, so you can refinance the properties you already own, pull out equity to buy more, or finance a new package of rentals in one transaction.
Rental Portfolio Loan Terms
Term | Lend Private Money |
|---|---|
Portfolio size | Typically 5–20 properties |
Property types | Single family, 2–4 units, townhomes, PUDs, warrantable condos; 5–8 unit properties up to 15% of the loan amount |
Loan amount | $50,000 – $50,000,000 |
Loan types | 30-year fixed (fully amortizing); 5/6, 7/6 and 10/6 hybrid ARMs (partial interest-only or fully amortizing) |
Terms | 5, 10 or 30 years |
Max loan to stabilized value | 75% |
Qualification | Based on the portfolio’s net cash flow (DSCR) |
Frequently Asked Questions
A rental portfolio loan is one long-term loan that finances several rental properties together, usually 5–20, instead of a separate loan for each property.
We size the loan on the portfolio’s combined net cash flow and value, with terms of 5, 10 or 30 years and loan amounts from $50,000 up to $50 million.
Single family homes, 2–4 unit properties, townhomes, PUDs and warrantable condos. 5–8 unit properties are allowed up to 15% of the loan amount.
Yes. Portfolios can include properties in multiple states where Lend Private Money lends.
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